Real ChatGPT answer · index seedr1auODybGwIcompleteFinance and banking · budgeting and savinghowto

How do I set up custom category budget rollover rules in Copilot or YNAB to properly mimic the way Mint handled annual expenses like property taxes and insurance?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I set up custom category budget rollover rules in Copilot or YNAB to properly mimic the way Mint handled annual expenses like property taxes and insurance?
2 real searches · 1 real-search pass
Copilot Money custom budget categories rollover annual expenses property taxes insurance rollover budgetsGoogle ↗
OBSERVEDOther / navigational
YNAB official targets annual expenses savings balance rollover category spending targetGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational100%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Copilot Money custom budget categories rollover annual expenses property taxes insurance rollover budgets Google ↗
YNAB official targets annual expenses savings balance rollover category spending target Google ↗
  1. How to Use Targets in YNAB · support.ynab.com
  2. Understanding Target Types in YNAB · support.ynab.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Copilot Money custom budget categories rollover annual expenses property taxes insurance rollover budgets
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
YNAB official targets annual expenses savings balance rollover category spending target
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1