Real ChatGPT answer · index seedqyvBjr5hAlYcompleteFinance and banking · checking and savings accountslocal

Do banks in Jacksonville do a hard or soft credit pull when you open a standard checking account for a family household?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Do banks in Jacksonville do a hard or soft credit pull when you open a standard checking account for a family household?
2 real searches · 1 real-search pass
Jacksonville Florida banks checking account opening credit inquiry hard pull soft pull ChexSystems officialGoogle ↗
OBSERVEDReason
bank checking account application does opening checking account require hard credit inquiry ChexSystems official bank FAQGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Jacksonville Florida banks checking account opening credit inquiry hard pull soft pull ChexSystems official Google ↗
bank checking account application does opening checking account require hard credit inquiry ChexSystems official bank FAQ Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Jacksonville Florida banks checking account opening credit inquiry hard pull soft pull ChexSystems official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
bank checking account application does opening checking account require hard credit inquiry ChexSystems official bank FAQ
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1