Real ChatGPT answer · index seedqx3UEqmgMm4completeAutomotive · car buying processcommercial

Can you compare current car loan refinance rates from major banks and credit unions to see if it is actually worth lowering my monthly payment with my current credit score

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you compare current car loan refinance rates from major banks and credit unions to see if it is actually worth lowering my monthly payment with my current credit score
2 real searches · 1 real-search pass
October 2026 auto loan refinance rates credit unions banks advertised APR Arizona PhoenixGoogle ↗
OBSERVEDOther / navigational
major banks auto loan refinancing do they offer refinance Wells Fargo Chase Bank of America Capital One 2026Google ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%Comparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
October 2026 auto loan refinance rates credit unions banks advertised APR Arizona Phoenix Google ↗
major banks auto loan refinancing do they offer refinance Wells Fargo Chase Bank of America Capital One 2026 Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
October 2026 auto loan refinance rates credit unions banks advertised APR Arizona Phoenix
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
major banks auto loan refinancing do they offer refinance Wells Fargo Chase Bank of America Capital One 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1