Real ChatGPT answer · index seedqtoKpEM2ZkwcompleteFinance and banking · personal loansinformational

How are Prosper marketplace lending rates calculated, and do investors actually bid on your specific loan request like an auction?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How are Prosper marketplace lending rates calculated, and do investors actually bid on your specific loan request like an auction?
2 real searches · 1 real-search pass
Prosper Marketplace borrower interest rate determined loan pricing model investor bidding auction current process 2026Google ↗
OBSERVED
Prosper investor marketplace how loans funded fractional investments auction bidding Prosper officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Prosper Marketplace borrower interest rate determined loan pricing model investor bidding auction current process 2026 Google ↗
Prosper investor marketplace how loans funded fractional investments auction bidding Prosper official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Prosper Marketplace borrower interest rate determined loan pricing model investor bidding auction current process 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Prosper investor marketplace how loans funded fractional investments auction bidding Prosper official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1