Real ChatGPT answer · index seedqtjxTs5XZZwcompleteFinance and banking · checking and savings accountscomparison
Does Wells Fargo do a hard credit check for their basic college checking account or is it just a soft pull?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Does Wells Fargo do a hard credit check for their basic college checking account or is it just a soft pull?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Wells Fargo Clear Access Banking college checking credit check hard inquiry soft pull deposit account application Google ↗
Wells Fargo College Checking account credit report ChexSystems hard pull credit inquiry official Google ↗
- Will it hurt my credit if my bank or credit union closed my checking account? · consumerfinance.gov
- When can a bank pull or review a credit report? · helpwithmybank.gov
- Why was I denied a checking account? · consumerfinance.gov
- Student and Teen Checking page · wellsfargo.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Wells Fargo Clear Access Banking college checking credit check hard inquiry soft pull deposit account application OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
Wells Fargo College Checking account credit report ChexSystems hard pull credit inquiry official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |