Real ChatGPT answer · index seedqqWoUNSKoAgcompleteFinance and banking · investing and brokeragesbrand

Is it actually cheaper to invest my kids college fund using Fidelity index funds or should I just stick with Vanguard for lower expense ratios

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it actually cheaper to invest my kids college fund using Fidelity index funds or should I just stick with Vanguard for lower expense ratios
3 real searches · 1 real-search pass
Fidelity official index fund expense ratios FXAIX FSKAX FZROX 2026Google ↗
OBSERVEDReason
Vanguard official VFIAX VTSAX VOO expense ratios 2026Google ↗
OBSERVEDConsequence
529 college savings plan expense ratios state tax benefits Fidelity Vanguard officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence33%Reason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Fidelity official index fund expense ratios FXAIX FSKAX FZROX 2026 Google ↗
Vanguard official VFIAX VTSAX VOO expense ratios 2026 Google ↗
529 college savings plan expense ratios state tax benefits Fidelity Vanguard official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fidelity official index fund expense ratios FXAIX FSKAX FZROX 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Vanguard official VFIAX VTSAX VOO expense ratios 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
529 college savings plan expense ratios state tax benefits Fidelity Vanguard official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1