How do I calculate my maximum allowable debt-to-income ratio when factoring in potential rental income from a detached accessory dwelling unit on the property I want to buy?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate my maximum allowable debt-to-income ratio when factoring in potential rental income from a detached accessory dwelling unit on the property I want to buy?
3 real searches · 1 real-search pass
Fannie Mae accessory dwelling unit rental income qualifying income 75% DTI selling guide 2026Google ↗
OBSERVEDReason
Fannie Mae maximum debt to income ratio DU 50 percent rental income ADUGoogle ↗
OBSERVEDReason
Freddie Mac accessory dwelling unit rental income qualifying income guidelines 2026Google ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae accessory dwelling unit rental income qualifying income 75% DTI selling guide 2026 Google ↗
Fannie Mae maximum debt to income ratio DU 50 percent rental income ADU Google ↗
Freddie Mac accessory dwelling unit rental income qualifying income guidelines 2026 Google ↗
- Rental Income from the Subject Property · guide-selling.fanniemae.com
- General Rental Income Information · selling-guide.fanniemae.com
- Debt-to-Income Ratios · selling-guide.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae accessory dwelling unit rental income qualifying income 75% DTI selling guide 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae maximum debt to income ratio DU 50 percent rental income ADU OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Freddie Mac accessory dwelling unit rental income qualifying income guidelines 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |