Real ChatGPT answer · index seedqpprnM6hxEUcompleteFinance and banking · small business bankinginformational
What triggers a mobile check deposit to be held or delayed by the bank when depositing large customer payments into a business checking account
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What triggers a mobile check deposit to be held or delayed by the bank when depositing large customer payments into a business checking account
3 real searches · 1 real-search pass
business checking mobile check deposit hold reasons large deposit bank funds availability policy business accounts Reg CC 2026Google ↗
OBSERVED
Federal Reserve Regulation CC large deposit exception threshold 2025 $6,725 business accountsGoogle ↗
OBSERVED
FDIC funds availability business accounts checks mobile deposit holds bank policyGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
business checking mobile check deposit hold reasons large deposit bank funds availability policy business accounts Reg CC 2026 Google ↗
Federal Reserve Regulation CC large deposit exception threshold 2025 $6,725 business accounts Google ↗
FDIC funds availability business accounts checks mobile deposit holds bank policy Google ↗
- I made a large deposit. When will the funds be available? · helpwithmybank.gov
- Are there exceptions to the funds availability schedule? · helpwithmybank.gov
- COMMENTARY on SECTION 229.13—Exceptions · federalreserve.gov
- How long can a bank or credit union hold funds I deposited? · consumerfinance.gov
- VI-1 Expedited Funds Availability Act · fdic.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
business checking mobile check deposit hold reasons large deposit bank funds availability policy business accounts Reg CC 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Federal Reserve Regulation CC large deposit exception threshold 2025 $6,725 business accounts OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FDIC funds availability business accounts checks mobile deposit holds bank policy OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |