What are the hidden costs associated with taking out a bad credit loan through online marketplaces compared to traditional credit unions?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the hidden costs associated with taking out a bad credit loan through online marketplaces compared to traditional credit unions?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB personal loan marketplace origination fees APR prepayment penalty loan shopping credit union bad credit loan costs Google ↗
NCUA credit union personal loan fees membership loan rates borrower disclosures APR Google ↗
- Permissible Loan Interest Rate Ceiling Extended · ncua.gov
- Payday Alternative Loans · mycreditunion.gov
- Access: Financial Inclusion & Community Support · ncua.gov
- Do personal installment loans have fees? · consumerfinance.gov
- What Is a Personal Loan Origination Fee? · nerdwallet.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB personal loan marketplace origination fees APR prepayment penalty loan shopping credit union bad credit loan costs OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
NCUA credit union personal loan fees membership loan rates borrower disclosures APR OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |