Is it better to redirect surplus cash flow into making additional principal payments or invest in index funds given current interest rates?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it better to redirect surplus cash flow into making additional principal payments or invest in index funds given current interest rates?
1 real search · 1 real-search pass
2026 current US mortgage rates Federal Reserve interest rates October 2026 savings yields outlookGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
2026 current US mortgage rates Federal Reserve interest rates October 2026 savings yields outlook Google ↗
- What the October 2026 Fed Rate Decision Means for CDs · nerdwallet.com
- Federal Reserve Board · federalreserve.gov
- Mortgage Rates · freddiemac.com
- CD Rate Forecast: CD Rates on the Rise in Late 2026 · nerdwallet.com
- What the Fed Rate Announcement Means for Savings Accounts · nerdwallet.com