Real ChatGPT answer · index seedqmdp7JmCJWccompleteAutomotive · used carscomparison

Are current interest rates for used car loans higher at credit unions or online lenders for family budget planning

ChatGPTgpt-61 query11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are current interest rates for used car loans higher at credit unions or online lenders for family budget planning
1 real search · 1 real-search pass
2026 used car loan interest rates credit unions vs online lenders average APR October 2026Google ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model).

Searches and sources

ChatGPT1 real searches · gpt-6
2026 used car loan interest rates credit unions vs online lenders average APR October 2026 Google ↗
  1. Auto Loan Rates: October 2026 · autoloanrate.com
  2. Auto Loan Rate Report: October 2026 · carrotrate.com
  3. The Best Credit Union Auto Loans · lendingtree.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 used car loan interest rates credit unions vs online lenders average APR October 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
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