We need a detailed risk analysis of co-signing a private student loan with SoFi versus CommonBond, specifically regarding cosigner release terms and death discharge.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We need a detailed risk analysis of co-signing a private student loan with SoFi versus CommonBond, specifically regarding cosigner release terms and death discharge.
4 real searches · 1 real-search pass
SoFi private student loan cosigner release death discharge promissory note terms official 2026Google ↗
OBSERVEDOther / navigational
CommonBond private student loan cosigner release death discharge promissory note terms official existing loans 2026Google ↗
OBSERVEDOther / navigational
CommonBond student loans stopped lending acquired servicing Firstmark current statusGoogle ↗
OBSERVEDConsequence
SoFi private student loan agreement death disability discharge cosigner release officialGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
SoFi private student loan cosigner release death discharge promissory note terms official 2026 Google ↗
CommonBond private student loan cosigner release death discharge promissory note terms official existing loans 2026 Google ↗
CommonBond student loans stopped lending acquired servicing Firstmark current status Google ↗
SoFi private student loan agreement death disability discharge cosigner release official Google ↗
- COMMONBOND TO FOCUS EXCLUSIVELY ON SOLAR FINANCING · prnewswire.com
- About Us · firstmarkservices.com
- The Basics of SoFi's Private Student Loans! · support.sofi.com
- Can I remove a Cosigner from my Private Student Loans? · support.sofi.com
- Cosigner Release · sofi.mohela.com
- Tips for student loan co-signers · consumerfinance.gov
- * If MOHELA still services your loans click here. · d32ijn7u0aqfv4.cloudfront.net
- uscode.house.gov · uscode.house.gov
- 15 U.S. Code § 1650 - Preventing unfair and deceptive private educational lending practices and eliminating conflicts of interest | U.S. Code | US Law · website.liicornell.org
- SOFI TECHNOLOGIES, INC. AR 2023 · materials.proxyvote.com
- Info Center · sofi.mohela.com
- Hardship, Collections, and End-of-Life Account Support · support.sofi.com
- Additional Info on SoFi’s Parent Private Student Loans! · support.sofi.com
- Student loan answers · consumerfinance.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
SoFi private student loan cosigner release death discharge promissory note terms official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
CommonBond private student loan cosigner release death discharge promissory note terms official existing loans 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
CommonBond student loans stopped lending acquired servicing Firstmark current status OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
SoFi private student loan agreement death disability discharge cosigner release official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |