What happens to my co-signer, which happens to be my mom, if I file for personal bankruptcy because of my high medical bills and defaulted private student loans?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens to my co-signer, which happens to be my mom, if I file for personal bankruptcy because of my high medical bills and defaulted private student loans?
3 real searches · 1 real-search pass
United States bankruptcy co-signer private student loan Chapter 7 Chapter 13 co-debtor stay official source 11 USC 1301Google ↗
OBSERVEDReason
U.S. Courts bankruptcy discharge co-debtor cosigner Chapter 13 student loans undue hardship private student loansGoogle ↗
OBSERVEDReason
California bankruptcy legal aid co-signed private student loan cosigner bankruptcyGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
United States bankruptcy co-signer private student loan Chapter 7 Chapter 13 co-debtor stay official source 11 USC 1301 Google ↗
U.S. Courts bankruptcy discharge co-debtor cosigner Chapter 13 student loans undue hardship private student loans Google ↗
California bankruptcy legal aid co-signed private student loan cosigner bankruptcy Google ↗
- Chapter 13 · uscourts.gov
- U.S.C. Title 11 · govinfo.gov
- Discharge in Bankruptcy · studentaid.gov
- Discharge in Bankruptcy · uscourts.gov
- If I co-signed for a private student loan, can I be released from the loan? · consumerfinance.gov
- Tips for student loan co-signers · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
United States bankruptcy co-signer private student loan Chapter 7 Chapter 13 co-debtor stay official source 11 USC 1301 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
U.S. Courts bankruptcy discharge co-debtor cosigner Chapter 13 student loans undue hardship private student loans OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California bankruptcy legal aid co-signed private student loan cosigner bankruptcy OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |