If I am an authorized user on my parents account, am I legally responsible for paying off the balance if they miss a payment?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
If I am an authorized user on my parents account, am I legally responsible for paying off the balance if they miss a payment?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
United States authorized user credit card legally responsible debt primary cardholder CFPB Google ↗
Texas authorized user credit card liability debt authorized user joint account holder law Google ↗
- I was an authorized user on my deceased relative’s credit card account. Am I liable to repay the debt? · consumerfinance.gov
- Can a debt collector contact me about a debt after a divorce? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
United States authorized user credit card legally responsible debt primary cardholder CFPB OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Texas authorized user credit card liability debt authorized user joint account holder law OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |