How can I convince my bank to give me a credit limit increase on my student card without getting a hard inquiry on my credit report?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How can I convince my bank to give me a credit limit increase on my student card without getting a hard inquiry on my credit report?
1 real search · 1 real-search pass
credit card credit limit increase soft inquiry hard inquiry issuer policy CFPB soft inquiryGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
credit card credit limit increase soft inquiry hard inquiry issuer policy CFPB soft inquiry Google ↗
- Comment for 1026.51 Ability To Pay · consumerfinance.gov
- Frequently Asked Questions about Credit Limit Increases · chase.com
- How to Increase Your Credit Limit · capitalone.com