How are IRMAA surcharges calculated if my small business is organized as an S Corp and my personal adjusted gross income spikes unexpectedly?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How are IRMAA surcharges calculated if my small business is organized as an S Corp and my personal adjusted gross income spikes unexpectedly?
3 real searches · 1 real-search pass
2026 Medicare IRMAA brackets Part B Part D thresholds official CMS 2026Google ↗
OBSERVEDConsequence
Social Security IRMAA two years prior tax return life changing event form SSA-44 officialGoogle ↗
OBSERVEDConsequence
IRS S corporation shareholder income distributions Schedule K-1 taxable whether distributed officialGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Medicare IRMAA brackets Part B Part D thresholds official CMS 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Social Security IRMAA two years prior tax return life changing event form SSA-44 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS S corporation shareholder income distributions Schedule K-1 taxable whether distributed official OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |