My car dealer just dropped my credit score by running it at multiple banks, so how do I stop this and still buy a new car today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My car dealer just dropped my credit score by running it at multiple banks, so how do I stop this and still buy a new car today?
1 real search · 1 real-search pass
2026 auto loan rate shopping multiple inquiries FICO scoring window dealer credit application authorization consumer rights CFPB FTC GeorgiaGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
2026 auto loan rate shopping multiple inquiries FICO scoring window dealer credit application authorization consumer rights CFPB FTC Georgia Google ↗
- AnnualCreditReport.com · annualcreditreport.com
- Can I negotiate a car loan interest rate with the dealer? · consumerfinance.gov
- How will shopping for an auto loan affect my credit? · consumerfinance.gov