Real ChatGPT answer · index seedqX1cUsIaOnwcompleteFinance and banking · checking and savings accountsinformational

How does the provisional credit process work while a bank investigates an unauthorized debit card transaction under current consumer protection laws?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does the provisional credit process work while a bank investigates an unauthorized debit card transaction under current consumer protection laws?
2 real searches · 1 real-search pass
CFPB Regulation E 12 CFR 1005.11 provisional credit 10 business days 45 days unauthorized debit card currentGoogle ↗
OBSERVED
Electronic Fund Transfer Act unauthorized debit card liability 2 business days 60 days statement CFPBGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
CFPB Regulation E 12 CFR 1005.11 provisional credit 10 business days 45 days unauthorized debit card current Google ↗
Electronic Fund Transfer Act unauthorized debit card liability 2 business days 60 days statement CFPB Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB Regulation E 12 CFR 1005.11 provisional credit 10 business days 45 days unauthorized debit card current
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Electronic Fund Transfer Act unauthorized debit card liability 2 business days 60 days statement CFPB
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1