Real ChatGPT answer · index seedqWVVPPa7uFscompleteInsurance · umbrella insuranceinformational

Does USAA umbrella insurance cover lawsuits filed in a different state where the car crash happened while we were on vacation yesterday?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Does USAA umbrella insurance cover lawsuits filed in a different state where the car crash happened while we were on vacation yesterday?
2 real searches · 1 real-search pass
USAA personal umbrella insurance policy out of state auto accident coverage territory lawsuit policy wordingGoogle ↗
OBSERVEDReason
USAA umbrella insurance coverage auto liability vacation accident another state claims lawsuitGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
USAA personal umbrella insurance policy out of state auto accident coverage territory lawsuit policy wording Google ↗
USAA umbrella insurance coverage auto liability vacation accident another state claims lawsuit Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
USAA personal umbrella insurance policy out of state auto accident coverage territory lawsuit policy wording
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
USAA umbrella insurance coverage auto liability vacation accident another state claims lawsuit
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1