Real ChatGPT answer · index seedqVLGG8x7nSAcompleteFinance and banking · retirement accountslocal

Where should a total beginner in Long Beach go to sign up for a Roth IRA with low-cost index funds

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Where should a total beginner in Long Beach go to sign up for a Roth IRA with low-cost index funds
2 real searches · 1 real-search pass
best low-cost Roth IRA providers index funds beginner Fidelity Schwab Vanguard official Roth IRA fees minimums 2026Google ↗
OBSERVEDComparison
IRS 2026 Roth IRA contribution limit income phase out 2026 officialGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%Consequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
best low-cost Roth IRA providers index funds beginner Fidelity Schwab Vanguard official Roth IRA fees minimums 2026 Google ↗
IRS 2026 Roth IRA contribution limit income phase out 2026 official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
best low-cost Roth IRA providers index funds beginner Fidelity Schwab Vanguard official Roth IRA fees minimums 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
IRS 2026 Roth IRA contribution limit income phase out 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1