Do I have to quit smoking completely to get decent life insurance rates, or are there companies that do not penalize occasional cigar smokers as harshly?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Do I have to quit smoking completely to get decent life insurance rates, or are there companies that do not penalize occasional cigar smokers as harshly?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
U.S. life insurance occasional cigar smoker underwriting non-smoker rates cigar use frequency cotinine test insurer guidelines Google ↗
life insurance cigar smoker preferred non-tobacco rates occasional cigar underwriting companies 2026 Google ↗
- Smoker/Non-Smoker Guidelines · docs.crumplifeinsurance.com
- Smoker/Non-Smoker Guidelines · usmarketingcorp.com
- Life Insurance for Cigar Smokers: How to Find Affordable Rates · rootfin.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
U.S. life insurance occasional cigar smoker underwriting non-smoker rates cigar use frequency cotinine test insurer guidelines OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
life insurance cigar smoker preferred non-tobacco rates occasional cigar underwriting companies 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |