What evidence do adjusters from Allstate and Liberty Mutual require to prove actual cash value versus replacement cost during a total loss fire claim in a rental property?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What evidence do adjusters from Allstate and Liberty Mutual require to prove actual cash value versus replacement cost during a total loss fire claim in a rental property?
3 real searches · 1 real-search pass
Allstate homeowners landlord dwelling fire claim actual cash value replacement cost proof depreciation receipts estimate policyGoogle ↗
OBSERVEDReason
Liberty Mutual property insurance actual cash value replacement cost claim proof depreciation receipts fire lossGoogle ↗
OBSERVEDReason
Illinois Department Insurance homeowners replacement cost actual cash value depreciation recoverable depreciation claim fire rental propertyGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Allstate homeowners landlord dwelling fire claim actual cash value replacement cost proof depreciation receipts estimate policy Google ↗
Liberty Mutual property insurance actual cash value replacement cost claim proof depreciation receipts fire loss Google ↗
Illinois Department Insurance homeowners replacement cost actual cash value depreciation recoverable depreciation claim fire rental property Google ↗
- Section 919 · ilga.gov
- Ill. Admin. Code tit. 50, § 919.80 - Required Claim Practices - Private Passenger Automobile - Property and Casualty Companies | State Regulations | US Law · law.cornell.edu
- REPLACEMENT COST VERSUS ACTUAL CASH VALUE · idoi.illinois.gov
- Disasters · idoi.illinois.gov
- Claim Summary v1 · allstate.com
- Claims Frequently Asked Questions| Allstate Insurance · allstate.com
- Understanding your property claim payment. · public.libertymutual-cdn.com
- Home Insurance Claims · libertymutual.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Allstate homeowners landlord dwelling fire claim actual cash value replacement cost proof depreciation receipts estimate policy OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Liberty Mutual property insurance actual cash value replacement cost claim proof depreciation receipts fire loss OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Illinois Department Insurance homeowners replacement cost actual cash value depreciation recoverable depreciation claim fire rental property OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |