Real ChatGPT answer · index seedqNuWPmM4a1kcompleteFinance and banking · retirement accountsinformational
What potential tax penalties do I face if a Fidelity rollover check sits uncashed for more than sixty days after being issued from my previous employer's retirement plan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What potential tax penalties do I face if a Fidelity rollover check sits uncashed for more than sixty days after being issued from my previous employer's retirement plan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 60-day rollover rule retirement plan distribution check received date uncashed check 20% withholding 10% additional tax Google ↗
IRS rollover chart employer plan distribution 60 day deadline waiver late rollover Google ↗
- Rollovers of retirement plan and IRA distributions · irs.gov
- Verifying rollover contributions to plans · irs.gov
- 401k Resource Guide Plan Participants General Distribution Rules · irs.gov
- Publication 575 (2025), Pension and Annuity Income · irs.gov
- Topic no. 413, Rollovers from retirement plans · irs.gov
- What is the 60-day rollover rule? · fidelity.com
- Retirement plans FAQs relating to waivers of the 60-day rollover requirement · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 60-day rollover rule retirement plan distribution check received date uncashed check 20% withholding 10% additional tax OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS rollover chart employer plan distribution 60 day deadline waiver late rollover OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |