What should I watch out for regarding mental health condition coverage limitations in modern disability insurance contracts before signing anything?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What should I watch out for regarding mental health condition coverage limitations in modern disability insurance contracts before signing anything?
3 real searches · 1 real-search pass
individual disability insurance mental nervous disorder limitation 24 months policy contract consumer guide NAICGoogle ↗
OBSERVEDDefinition
ERISA long term disability mental illness limitation 24 months court policy language physical condition exceptionGoogle ↗
OBSERVEDReason
Massachusetts Division of Insurance disability income insurance consumer guide mental nervous limitationGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
individual disability insurance mental nervous disorder limitation 24 months policy contract consumer guide NAIC Google ↗
ERISA long term disability mental illness limitation 24 months court policy language physical condition exception Google ↗
Massachusetts Division of Insurance disability income insurance consumer guide mental nervous limitation Google ↗
- Report to the Honorable Julie A. Su, United States Acting Secretary of LaborLong-Term Disability Benefits and Mental Health Disparity · dol.gov
- Long-Term Disability Insurance · statefarm.com
- 2024 annual survey of the U.S. individual disability income insurance market · media.milliman.com
- Disability Insurance · mass.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual disability insurance mental nervous disorder limitation 24 months policy contract consumer guide NAIC OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
ERISA long term disability mental illness limitation 24 months court policy language physical condition exception OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Massachusetts Division of Insurance disability income insurance consumer guide mental nervous limitation OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |