How does a personal umbrella liability policy actually pay out if someone sues me for a slip and fall at my graduation party?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does a personal umbrella liability policy actually pay out if someone sues me for a slip and fall at my graduation party?
2 real searches · 1 real-search pass
personal umbrella insurance how claims pay after homeowners liability limits exhausted defense settlement personal liability exclusions official insurerGoogle ↗
OBSERVEDReason
North Carolina homeowners personal umbrella liability insurance coverage premises slip and fall party official insurance departmentGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
personal umbrella insurance how claims pay after homeowners liability limits exhausted defense settlement personal liability exclusions official insurer Google ↗
North Carolina homeowners personal umbrella liability insurance coverage premises slip and fall party official insurance department Google ↗
- Personal Umbrella and Excess Liability Insurance · mass.gov
- What’s an Umbrella Policy? · content.naic.org
- Does Home Insurance Cover a Civil Lawsuit? · progressive.com
- What Does Umbrella Insurance Cover? · progressive.com
- Homeowners Insurance Guide · insurance.ohio.gov
- Homeowners Insurance · content.naic.org
- What is an umbrella liability policy? · iii.org
- Personal Liability Umbrella Policy · statefarm.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
personal umbrella insurance how claims pay after homeowners liability limits exhausted defense settlement personal liability exclusions official insurer OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
North Carolina homeowners personal umbrella liability insurance coverage premises slip and fall party official insurance department OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |