Can you recommend the best index funds for building a tax-advantaged college fund outside of traditional 529 plans?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you recommend the best index funds for building a tax-advantaged college fund outside of traditional 529 plans?
3 real searches · 1 real-search pass
IRS Coverdell ESA contribution limit $2,000 income limits qualified education expenses 2026Google ↗
OBSERVEDReason
IRS Publication 970 education savings bond interest exclusion income limits 2026 Roth IRA higher education early distribution penaltyGoogle ↗
OBSERVEDReason
IRS kiddie tax custodial account investment income 2026 capital gains taxGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS Coverdell ESA contribution limit $2,000 income limits qualified education expenses 2026 Google ↗
IRS Publication 970 education savings bond interest exclusion income limits 2026 Roth IRA higher education early distribution penalty Google ↗
IRS kiddie tax custodial account investment income 2026 capital gains tax Google ↗
- Publication 970 (2025), Tax Benefits for Education · irs.gov
- Topic no. 310, Coverdell education savings accounts · irs.gov
- Topic no. 553, Tax on a child's investment and other unearned income (kiddie tax) · irs.gov
- Using bonds for higher education · federalinvestments.gov
- Internal Revenue Bulletin: 2025-45 · jcsa.live
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS Coverdell ESA contribution limit $2,000 income limits qualified education expenses 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS Publication 970 education savings bond interest exclusion income limits 2026 Roth IRA higher education early distribution penalty OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS kiddie tax custodial account investment income 2026 capital gains tax OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |