Do lenders check medical debt on my credit report when I am trying to get approved for an FHA loan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Do lenders check medical debt on my credit report when I am trying to get approved for an FHA loan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FHA loan guidelines medical collections debt to income ratio medical debt HUD 4000.1 2026 Google ↗
FHA lenders medical debt credit report mortgage approval medical collections Fannie Mae FHA rules Google ↗
- FHA Single Family Housing Policy Handbook · glb.hud.gov
- Mortgagee Letter 2013-24, Continued · hud.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FHA loan guidelines medical collections debt to income ratio medical debt HUD 4000.1 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FHA lenders medical debt credit report mortgage approval medical collections Fannie Mae FHA rules OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |