Is it worth keeping a small permanent life insurance policy or should I cash it out to buy adequate term coverage for our kids?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it worth keeping a small permanent life insurance policy or should I cash it out to buy adequate term coverage for our kids?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
NAIC consumer guide life insurance term whole life cash surrender value surrender charges tax implications Google ↗
IRS life insurance surrender cash value taxable amount cost basis Google ↗
- life insurance consumer guide · content.naic.org
- IRS explanation · irs.gov
- What Type of Life Insurance Is Right for You? · content.naic.org
- What Type of Life Insurance Is Right for You? · content.naic.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
NAIC consumer guide life insurance term whole life cash surrender value surrender charges tax implications OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS life insurance surrender cash value taxable amount cost basis OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |