Real ChatGPT answer · index seedqCdHvbn8oyEcompleteFinance and banking · investing and brokerageshowto
What is the exact process for comparing current APYs on high yield savings accounts between Ally Marcus and Capital One to park our emergency fund safely?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the exact process for comparing current APYs on high yield savings accounts between Ally Marcus and Capital One to park our emergency fund safely?
4 real searches · 1 real-search pass
Ally Bank Online Savings Account current APY October 31 2026 officialGoogle ↗
OBSERVEDConsequence
Marcus by Goldman Sachs Online Savings Account current APY October 31 2026 officialGoogle ↗
OBSERVEDConsequence
Capital One 360 Performance Savings current APY October 31 2026 officialGoogle ↗
OBSERVEDConsequence
FDIC deposit insurance standard maximum deposit insurance amount ownership categories official emergency savingsGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 2 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
Ally Bank Online Savings Account current APY October 31 2026 official Google ↗
Marcus by Goldman Sachs Online Savings Account current APY October 31 2026 official Google ↗
Capital One 360 Performance Savings current APY October 31 2026 official Google ↗
FDIC deposit insurance standard maximum deposit insurance amount ownership categories official emergency savings Google ↗
- High-Yield Rate: 360 Performance Savings · capitalone.com
- Ally Review 2026 · bankrate.com
- Capital One vs Marcus HYSA: 3.20% vs 3.50% APY · banksparency.com
- Deposit Insurance FAQs · fdic.gov
- Your Insured Deposits · fdic.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Ally Bank Online Savings Account current APY October 31 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Marcus by Goldman Sachs Online Savings Account current APY October 31 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Capital One 360 Performance Savings current APY October 31 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
FDIC deposit insurance standard maximum deposit insurance amount ownership categories official emergency savings OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |