Real ChatGPT answer · index seedqBXy4Kmxx7gcompleteInsurance · life insuranceinformational

How does State Farm term life insurance compare in price to online-only startups for a budget-conscious parent living in California?

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does State Farm term life insurance compare in price to online-only startups for a budget-conscious parent living in California?
3 real searches · 1 real-search pass
2026 California term life insurance rates State Farm vs online insurers Haven Life Ethos Ladder 20 year term pricing comparisonGoogle ↗
OBSERVEDComparison
State Farm term life insurance official term options online quote CaliforniaGoogle ↗
OBSERVEDComparison
California online term life insurance companies Ladder Ethos Pacific Life Banner pricing underwriting officialGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 California term life insurance rates State Farm vs online insurers Haven Life Ethos Ladder 20 year term pricing comparison Google ↗
State Farm term life insurance official term options online quote California Google ↗
California online term life insurance companies Ladder Ethos Pacific Life Banner pricing underwriting official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 California term life insurance rates State Farm vs online insurers Haven Life Ethos Ladder 20 year term pricing comparison
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
State Farm term life insurance official term options online quote California
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
California online term life insurance companies Ladder Ethos Pacific Life Banner pricing underwriting official
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1