Compare variable rate home equity lines of credit versus personal loans for a home renovation project keeping total interest costs as low as possible
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare variable rate home equity lines of credit versus personal loans for a home renovation project keeping total interest costs as low as possible
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
October 2026 average HELOC interest rates personal loan rates United States current 2026 Google ↗
IRS home equity loan interest deduction home improvement substantial improvement secured by residence Publication 936 2025 Google ↗
- Bankrate Monitor (BRM): Home Equity Line of Credit (HELOC) Rate (BRMHELOC01) | FRED · fred.stlouisfed.org
- Average Personal Loan Interest Rates in October 2026 · bankrate.com
- Home Equity Rates: HELOC vs. Home Equity Loan · experian.com
- Publication 936 (2025), Home Mortgage Interest Deduction · irs.gov
- Real estate (taxes, mortgage interest, points, other property expenses) 2 · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
October 2026 average HELOC interest rates personal loan rates United States current 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS home equity loan interest deduction home improvement substantial improvement secured by residence Publication 936 2025 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |