Real ChatGPT answer · index seedq93OT0zJGs8completeFinance and banking · student loansinformational

What specific criteria does Earnest look at when deciding whether to approve a student loan refinancing application for a recent college graduate with a co signer

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What specific criteria does Earnest look at when deciding whether to approve a student loan refinancing application for a recent college graduate with a co signer
2 real searches · 1 real-search pass
site:earnest.com student loan refinance eligibility cosigner requirements credit score income graduation repayment historyGoogle ↗
OBSERVED
Earnest student loan refinancing eligibility requirements co-signer income credit history debt-to-income recent graduate officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
site:earnest.com student loan refinance eligibility cosigner requirements credit score income graduation repayment history Google ↗
Earnest student loan refinancing eligibility requirements co-signer income credit history debt-to-income recent graduate official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
site:earnest.com student loan refinance eligibility cosigner requirements credit score income graduation repayment history
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Earnest student loan refinancing eligibility requirements co-signer income credit history debt-to-income recent graduate official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1