Can a startup switch from an occurrence to a claims made policy later without creating dangerous gaps in liability coverage?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can a startup switch from an occurrence to a claims made policy later without creating dangerous gaps in liability coverage?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
occurrence to claims-made insurance transition retroactive date prior acts extended reporting period insurer guidance Google ↗
claims-made versus occurrence policy retroactive date tail coverage official insurance regulator guidance Google ↗
- OGC Opinion No. 07-04-14: Payment of Referral Fees to Non-Licensees; Transfer of Self-Insured Workers’ Compensation Program to Insurer; Retroactive Liability Insurance. · dfs.ny.gov
- Commercial general liability insurance · agate.tdi.state.tx.us
- Code of Colorado Regulations, Regulation 5-1-8, Section 3 CCR 702-5-1-8-5 - Rules | Code of Colorado Regulations · regulations.justia.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
occurrence to claims-made insurance transition retroactive date prior acts extended reporting period insurer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
claims-made versus occurrence policy retroactive date tail coverage official insurance regulator guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |