Real ChatGPT answer · index seedpzNT9B36IrUcompleteFinance and banking · checking and savings accountsbrand

What are the FDIC insurance limits if I split my graduation gift money between a joint savings account and an individual checking account at Citibank?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the FDIC insurance limits if I split my graduation gift money between a joint savings account and an individual checking account at Citibank?
2 real searches · 1 real-search pass
FDIC insurance limits joint account individual account ownership categories $250,000 per depositor official FDICGoogle ↗
OBSERVED
Citibank FDIC deposit insurance joint accounts individual accounts coverage officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
FDIC insurance limits joint account individual account ownership categories $250,000 per depositor official FDIC Google ↗
Citibank FDIC deposit insurance joint accounts individual accounts coverage official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FDIC insurance limits joint account individual account ownership categories $250,000 per depositor official FDIC
OBSERVED
Google ↗
AI Mode ↗
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Citibank FDIC deposit insurance joint accounts individual accounts coverage official
OBSERVED
Google ↗
AI Mode ↗
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of 1