Real ChatGPT answer · index seedpySysiv2gpMcompleteFinance and banking · credit scores and repairinformational
How long does a foreclosure stay on a parent's credit report and does it prevent me from getting a standard mortgage later in life?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How long does a foreclosure stay on a parent's credit report and does it prevent me from getting a standard mortgage later in life?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
how long foreclosure stays on credit report seven years FCRA foreclosure mortgage waiting period Fannie Mae 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Fannie Mae selling guide foreclosure waiting period 7 years extenuating circumstances 3 years FHA foreclosure waiting period 3 years OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |