Why did my home insurance premium jump by thirty percent this year even though we have never filed a single claim in the ten years we have lived here?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my home insurance premium jump by thirty percent this year even though we have never filed a single claim in the ten years we have lived here?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Texas homeowners insurance rate increases 2026 reasons premiums hail reinsurance construction costs Texas Department of Insurance Google ↗
Texas homeowners insurance premium increase 2026 rate filings replacement cost wind hail losses insurers Google ↗
- How are your auto and homeowners insurance costs calculated? · tdi.texas.gov
- Texas homeowners pay high insurance costs, face rising premiums · dallasfed.org
- Auto and home insurance rate changes · tdi.texas.gov
- Texas homeowners insurance market overview · tdi.texas.gov
- Texas HelpInsure · helpinsure.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Texas homeowners insurance rate increases 2026 reasons premiums hail reinsurance construction costs Texas Department of Insurance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Texas homeowners insurance premium increase 2026 rate filings replacement cost wind hail losses insurers OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |