Can someone explain how lenders view freelance or gig economy income when calculating the debt to income ratio for a couple buying their first family home?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can someone explain how lenders view freelance or gig economy income when calculating the debt to income ratio for a couple buying their first family home?
3 real searches · 1 real-search pass
Fannie Mae selling guide self employment income two years tax returns declining income 2026 mortgage qualifying gig economy incomeGoogle ↗
OBSERVED
Freddie Mac mortgage self employed income tax returns two years qualifying income debt to income ratioGoogle ↗
OBSERVED
FHA handbook self employment income two years tax returns mortgage qualifying incomeGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae selling guide self employment income two years tax returns declining income 2026 mortgage qualifying gig economy income Google ↗
Freddie Mac mortgage self employed income tax returns two years qualifying income debt to income ratio Google ↗
FHA handbook self employment income two years tax returns mortgage qualifying income Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
- Qualifying for a Mortgage When You’re Self-Employed · myhome.freddiemac.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide self employment income two years tax returns declining income 2026 mortgage qualifying gig economy income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac mortgage self employed income tax returns two years qualifying income debt to income ratio OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FHA handbook self employment income two years tax returns mortgage qualifying income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |