Real ChatGPT answer · index seedpkyZQ9BcoSwcompleteFinance and banking · mortgagesinformational

We are worried about interest rates rising before we close on our house so how do mortgage rate locks actually work and what happens if rates drop?

ChatGPTgpt-61 query10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
We are worried about interest rates rising before we close on our house so how do mortgage rate locks actually work and what happens if rates drop?
1 real search · 1 real-search pass
mortgage rate lock how it works float down option CFPB mortgage rate lock expiration extension feesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
mortgage rate lock how it works float down option CFPB mortgage rate lock expiration extension fees Google ↗
  1. What's a lock-in or a rate lock on a mortgage? · consumerfinance.gov
  2. Review loan estimates · consumerfinance.gov
  3. Questions about your loan estimate? · consumerfinance.gov

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
mortgage rate lock how it works float down option CFPB mortgage rate lock expiration extension fees
OBSERVED
Google ↗
AI Mode ↗
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