My uncle is telling me to drop our business earthquake endorsement to save on premiums, but what are the actual risks for a small storefront in California?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My uncle is telling me to drop our business earthquake endorsement to save on premiums, but what are the actual risks for a small storefront in California?
2 real searches · 1 real-search pass
California Department of Insurance commercial earthquake insurance business interruption earthquake coverage commercial property policy exclusionsGoogle ↗
OBSERVEDConsequence
California small business earthquake preparedness financial recovery insurance earthquake coverage deductible business interruption FEMAGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
California Department of Insurance commercial earthquake insurance business interruption earthquake coverage commercial property policy exclusions Google ↗
California small business earthquake preparedness financial recovery insurance earthquake coverage deductible business interruption FEMA Google ↗
- Commercial Property Owner's Guide to Earthquake Safety · caloes.ca.gov
- Commercial Property Owner's Guide to Earthquake Safety · ssc.ca.gov
- FAQ on Business Interruption Insurance · insurance.ca.gov
- Earthquake Insurance for Commercial Property · insurance.ca.gov
- Insurance Topics | Business Interruption and Business Owner Policy · content.naic.org
- California Insurance Code § 10088 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California Department of Insurance commercial earthquake insurance business interruption earthquake coverage commercial property policy exclusions OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
California small business earthquake preparedness financial recovery insurance earthquake coverage deductible business interruption FEMA OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |