What is the best way to handle persistent collection calls regarding my adult child's credit card debt that I did not co sign for?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the best way to handle persistent collection calls regarding my adult child's credit card debt that I did not co sign for?
3 real searches · 1 real-search pass
CFPB debt collector contacting family members third parties FDCPA location information cease communication request officialGoogle ↗
OBSERVEDConsequence
FTC Fair Debt Collection Practices Act third party contact family members debt collector officialGoogle ↗
OBSERVEDInstruction
Texas debt collection law third party contact family member adult child debt official Texas Attorney GeneralGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB debt collector contacting family members third parties FDCPA location information cease communication request official Google ↗
FTC Fair Debt Collection Practices Act third party contact family members debt collector official Google ↗
Texas debt collection law third party contact family member adult child debt official Texas Attorney General Google ↗
- Debt Collection Practices · occc.texas.gov
- Frequently Asked Questions for Third-Party Debt Collectors & Credit Bureaus · sos.texas.gov
- File a consumer complaint · consumerfinance.gov
- Consumer protection assistance · texasattorneygeneral.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB debt collector contacting family members third parties FDCPA location information cease communication request official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
FTC Fair Debt Collection Practices Act third party contact family members debt collector official OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 | |
Texas debt collection law third party contact family member adult child debt official Texas Attorney General OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |