What credit score do I need to get approved for a used car loan through a major federal credit union without paying an insanely high interest rate?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What credit score do I need to get approved for a used car loan through a major federal credit union without paying an insanely high interest rate?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 used car loan rates federal credit unions Navy Federal PenFed official rates Google ↗
major federal credit unions used auto loan rates credit score tiers 2026 Navy Federal PenFed Google ↗
- Auto Loans & Financing · navyfederal.org
- Auto Loan Rates for New & Used Cars · navyfederal.org
- Auto Loans New & Used Cars: Rates + Calculator · penfed.org
- Auto Loans New & Used Cars: Rates + Calculator · penfed.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 used car loan rates federal credit unions Navy Federal PenFed official rates OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
major federal credit unions used auto loan rates credit score tiers 2026 Navy Federal PenFed OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |