Real ChatGPT answer · index seedpGnsE5rhcjEcompleteCareers and HR · layoffs and severanceinformational

How much does COBRA health insurance typically cost for a family of four, and are there cheaper alternatives on the ACA marketplace after a layoff?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How much does COBRA health insurance typically cost for a family of four, and are there cheaper alternatives on the ACA marketplace after a layoff?
3 real searches · 1 real-search pass
2026 COBRA average family health insurance premium cost employer sponsored family coverage KFF 2025 2026Google ↗
OBSERVEDShort fact
2026 ACA Marketplace premium tax credits enhanced subsidies expiration 2026 official CMS IRS HealthCare.govGoogle ↗
OBSERVEDConsequence
HealthCare.gov losing job coverage special enrollment period 60 days COBRA marketplace officialGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short fact33%Other / navigationalComparisonConsequence67%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 COBRA average family health insurance premium cost employer sponsored family coverage KFF 2025 2026 Google ↗
2026 ACA Marketplace premium tax credits enhanced subsidies expiration 2026 official CMS IRS HealthCare.gov Google ↗
HealthCare.gov losing job coverage special enrollment period 60 days COBRA marketplace official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 COBRA average family health insurance premium cost employer sponsored family coverage KFF 2025 2026
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
2026 ACA Marketplace premium tax credits enhanced subsidies expiration 2026 official CMS IRS HealthCare.gov
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
HealthCare.gov losing job coverage special enrollment period 60 days COBRA marketplace official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1