My son is currently unemployed and trying to choose between requesting an economic hardship deferment or switching his federal loans to an income driven repayment plan to get zero dollar monthly payments.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My son is currently unemployed and trying to choose between requesting an economic hardship deferment or switching his federal loans to an income driven repayment plan to get zero dollar monthly payments.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Federal Student Aid economic hardship deferment eligibility interest federal student loans IDR $0 payment qualifying payments 2026 Google ↗
Federal Student Aid income-driven repayment plans 2026 changes SAVE plan court status repayment options Google ↗
- What happens to my federal student loans if my income drops? · consumerfinance.gov
- Top FAQs About Income-Driven Repayment Plans · studentaid.gov
- SAVE Plan Borrowers: FAQs About Choosing a Different Repayment Plan · studentaid.gov
- Economic Hardship Deferment Request · studentaid.gov
- Economic Hardship Deferment Request · studentaid.gov
- Repayment Plans · studentaid.gov
- Federal Student Aid – Income-Driven Repayment · studentaid.gov
- Federal Student Aid – Loan Simulator · studentaid.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Federal Student Aid economic hardship deferment eligibility interest federal student loans IDR $0 payment qualifying payments 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Federal Student Aid income-driven repayment plans 2026 changes SAVE plan court status repayment options OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |