What closing cost credits should I be negotiating with my new construction builder today before locking in my mortgage rate and signing the final purchase agreement?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What closing cost credits should I be negotiating with my new construction builder today before locking in my mortgage rate and signing the final purchase agreement?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 current mortgage seller concessions limits conventional FHA VA builder closing cost credits CFPB rate lock points buydown Google ↗
CFPB mortgage rate lock points lender credits seller concessions closing costs new construction Google ↗
- What's a lock-in or a rate lock on a mortgage? · proxy.goincop1.workers.dev
- How should I use lender credits and points (also called discount points)? · consumerfinance.gov
- Closing disclosure explainer · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 current mortgage seller concessions limits conventional FHA VA builder closing cost credits CFPB rate lock points buydown OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB mortgage rate lock points lender credits seller concessions closing costs new construction OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |