I need help understanding why my employer paid disability plan pays out less taxable income and whether I should buy a supplemental policy to save money.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I need help understanding why my employer paid disability plan pays out less taxable income and whether I should buy a supplemental policy to save money.
1 real search · 1 real-search pass
IRS disability benefits employer-paid premiums employee after-tax contributions taxable disability income Publication 525Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS disability benefits employer-paid premiums employee after-tax contributions taxable disability income Publication 525 Google ↗
- IRS disability insurance tax rules · irs.gov
- IRS Publication 525 · irs.gov
- Life insurance & disability insurance proceeds 1 · irs.gov