Real ChatGPT answer · index seedp5tZ2tWTdyQcompleteEducation · financial aid and scholarshipscomparison

Is SoFi or Credible better for comparing graduate loan refinancing rates when my credit score reflects business debt

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is SoFi or Credible better for comparing graduate loan refinancing rates when my credit score reflects business debt
3 real searches · 1 real-search pass
SoFi vs Credible graduate student loan refinancing rates eligibility 2026 business debt credit scoreGoogle ↗
OBSERVEDComparison
SoFi student loan refinancing prequalification soft credit check business debt debt-to-income underwriting officialGoogle ↗
OBSERVEDOther / navigational
Credible student loan refinancing prequalification soft credit check lenders credit score debt-to-income officialGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational67%Comparison33%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
SoFi vs Credible graduate student loan refinancing rates eligibility 2026 business debt credit score Google ↗
SoFi student loan refinancing prequalification soft credit check business debt debt-to-income underwriting official Google ↗
Credible student loan refinancing prequalification soft credit check lenders credit score debt-to-income official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi vs Credible graduate student loan refinancing rates eligibility 2026 business debt credit score
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
SoFi student loan refinancing prequalification soft credit check business debt debt-to-income underwriting official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Credible student loan refinancing prequalification soft credit check lenders credit score debt-to-income official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1