Real ChatGPT answer + Gemini simulation · index seedp3eadAgpd80completeAI OverviewInsurance · business insurancecomparison
Which provides better monthly premiums for a landlord property insurance policy on a Chicago fourplex, Allstate or Travelers?
ChatGPTgpt-6Geminigemini-3.5-flash-lite3 passes + 1 real-search36 queries10/30/2026
Download run
Gemini unique queries
35
1 in ≥ half the passes · stability 34%
ChatGPT real searches predicted
100%
1 of 1 matched the simulation
Fan-out diagram
Seed → topic clusters → sub-queries, per model.
SEED QUERY
Which provides better monthly premiums for a landlord property insurance policy on a Chicago fourplex, Allstate or Travelers?
35 unique queries · 3 passes
fourplex landlord coverage types
1 query · 2 hits
what does landlord insurance cover for a 4 unit apartment building2xGoogle ↗
IMPLICIT
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence. 35 queries are still being classified.
What the models actually searched
Each model answered the query with its own web search. These are the searches it ran, matched to the closest simulated query.
ChatGPT1 real searches · gpt-6100% predicted
Allstate vs Travelers landlord insurance Chicago 4 unit rental property pricing premiums 2026 Google ↗
- Landlord Insurance · travelers.com
- Landlord Insurance for Rental Properties · travelers.com
- Landlord Insurance · allstate.com
- The Best Landlord Insurance of 2026 · cnbc.com
- Landlord Insurance Cost & Coverage 2026 · steadily.com
Semantic map
Every query placed by meaning (EmbeddingGemma 2, 256-d). Shaded regions are topics, nearby points are near-paraphrases, and a circle's size is how often the query came back.
Colour
SimulatedReal search
Hover a query to see its counterpart · click a topic to focus it · zoom with Ctrl/⌘ + scroll, a pinch, double-click or +
Queries
35 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
what does landlord insurance cover for a 4 unit apartment building IMPLICIT | Google ↗ AI Mode ↗ | Understand the standard coverages included in a policy for a fourplex to ensure adequate comparison. | — | glossary/definition | fourplex landlord coverage types | 2x of 3 | |
Allstate vs Travelers landlord insurance monthly cost COMPARATIVE | Google ↗ AI Mode ↗ | Compare the average monthly premiums between Allstate and Travelers for landlord policies. | — | comparison_table | insurer reviews and price comparisons | 1x of 3 | |
Allstate vs Travelers landlord insurance monthly premium comparison COMPARATIVE | Google ↗ AI Mode ↗ | The user wants a direct comparison of monthly insurance costs between Allstate and Travelers for rental properties. | — | comparison_table | insurer reviews and price comparisons | 1x of 3 | |
allstate vs travelers landlord insurance rates chicago fourplex REFORMULATION | Google ↗ AI Mode ↗ | Directly compare monthly premium rates between Allstate and Travelers for a four-unit residential property in Chicago. | — | comparison_table | allstate and travelers fourplex pricing | 1x of 3 | |
Allstate landlord insurance rates for fourplex REFORMULATION | Google ↗ AI Mode ↗ | Find specific rate information or quotes from Allstate for insuring a four-unit residential building. | — | pricing_page | allstate and travelers fourplex pricing | 1x of 3 | |
Allstate landlord insurance rates fourplex Chicago ENTITY EXPANSION | Google ↗ AI Mode ↗ | The user wants to find specific cost information for an Allstate landlord policy on a four-unit building in Chicago. | — | web_article | allstate and travelers fourplex pricing | 1x of 3 | |
allstate landlord insurance quote chicago 4 unit building RELATED | Google ↗ AI Mode ↗ | Find specific quoting information and typical costs for an Allstate landlord policy on a fourplex. | — | pricing_page | allstate and travelers fourplex pricing | 1x of 3 | |
Travelers landlord insurance multi-unit property quote REFORMULATION | Google ↗ AI Mode ↗ | Understand how Travelers prices policies for multi-family rental buildings like fourplexes. | — | product_spec_sheet | travelers multi unit policy options | 1x of 3 | |
Travelers landlord insurance cost for multi-family rental property Chicago ENTITY EXPANSION | Google ↗ AI Mode ↗ | The user seeks specific pricing and policy details from Travelers for insuring a multi-unit investment property in Chicago. | — | web_article | chicago multi family insurance costs | 1x of 3 | |
travelers landlord insurance policy multi family chicago RELATED | Google ↗ AI Mode ↗ | Understand how Travelers structures and prices landlord insurance for multi-family properties in Chicago. | — | web_article | chicago multi family insurance costs | 1x of 3 | |
Chicago landlord insurance cost multi family property RELATED | Google ↗ AI Mode ↗ | Determine average insurance costs for multi-family rental properties specifically in the Chicago market. | — | web_article | chicago multi family insurance costs | 1x of 3 | |
average landlord insurance cost chicago multi family building RELATED | Google ↗ AI Mode ↗ | The user wants to know the baseline market rate for landlord insurance on multi-unit properties in Chicago to use as a benchmark. | — | buyers_guide | chicago multi family insurance costs | 1x of 3 | |
average landlord insurance cost chicago multi family fourplex IMPLICIT | Google ↗ AI Mode ↗ | Discover the general market rate benchmarks for insuring a fourplex in Chicago to judge if Allstate or Travelers quotes are competitive. | — | buyers_guide | chicago multi family insurance costs | 1x of 3 | |
best landlord insurance companies for fourplex buildings ENTITY EXPANSION | Google ↗ AI Mode ↗ | Discover top-rated insurance carriers that specialize in or offer competitive rates for four-unit buildings. | — | review_roundup | fourplex landlord coverage types | 1x of 3 | |
best insurance company for fourplex rental property REFORMULATION | Google ↗ AI Mode ↗ | The user wants to see top-rated insurance providers specifically recommended for fourplex investments. | — | review_roundup | fourplex landlord coverage types | 1x of 3 | |
allstate vs travelers property insurance customer reviews landlord COMPARATIVE | Google ↗ AI Mode ↗ | Compare customer satisfaction and claims handling experiences between Allstate and Travelers for landlords. | — | review_roundup | insurer reviews and price comparisons | 1x of 3 | |
state farm vs allstate vs travelers landlord insurance chicago ENTITY EXPANSION | Google ↗ AI Mode ↗ | See how other major insurers like State Farm stack up against Allstate and Travelers for Chicago landlord policies. | — | comparison_table | allstate and travelers fourplex pricing | 1x of 3 | |
how to lower landlord insurance premiums on rental property RELATED | Google ↗ AI Mode ↗ | Find actionable tips and discounts to reduce monthly costs for rental property insurance. | — | how_to_steps | ways to reduce insurance premiums | 1x of 3 | |
how to lower landlord insurance premiums chicago RELATED | Google ↗ AI Mode ↗ | The user wants actionable advice on reducing the cost of landlord insurance for properties located in Chicago. | — | how_to_steps | ways to reduce insurance premiums | 1x of 3 | |
best landlord insurance companies for chicago multi family properties ENTITY EXPANSION | Google ↗ AI Mode ↗ | Identify the top-rated insurance providers specializing in multi-family rental buildings in the Chicago area. | — | review_roundup | chicago multi family insurance costs | 1x of 3 | |
Allstate landlord insurance reviews and complaints PERSONALIZED | Google ↗ AI Mode ↗ | Evaluate customer satisfaction and claim handling experiences with Allstate landlord policies. | — | forum/qna | insurer reviews and price comparisons | 1x of 3 | |
allstate landlord insurance reviews customer satisfaction PERSONALIZED | Google ↗ AI Mode ↗ | The user wants to evaluate Allstate's reliability and claims handling satisfaction for rental property owners. | — | review_roundup | insurer reviews and price comparisons | 1x of 3 | |
how to lower landlord insurance premium chicago apartment building PERSONALIZED | Google ↗ AI Mode ↗ | Find actionable strategies to reduce insurance costs on a Chicago fourplex regardless of the chosen carrier. | — | how_to_steps | ways to reduce insurance premiums | 1x of 3 | |
Travelers landlord insurance coverage options and deductibles RELATED | Google ↗ AI Mode ↗ | Examine deductible options and policy customizations available through Travelers. | — | buyers_guide | travelers multi unit policy options | 1x of 3 | |
travelers landlord insurance policy features and optional coverages IMPLICIT | Google ↗ AI Mode ↗ | The user wants to review the specific endorsement options and features available under Travelers' landlord policies. | — | product_spec_sheet | travelers multi unit policy options | 1x of 3 | |
does landlord insurance cover fourplex buildings in cook county IMPLICIT | Google ↗ AI Mode ↗ | Verify if standard landlord policies cover four-unit residential structures under local Cook County and Chicago regulations. | — | faq_page | fourplex landlord coverage types | 1x of 3 | |
factors affecting landlord insurance rates in urban areas IMPLICIT | Google ↗ AI Mode ↗ | Learn why urban locations like Chicago influence the risk assessment and pricing of rental properties. | — | pdf_whitepaper | urban property insurance rate factors | 1x of 3 | |
factors affecting landlord property insurance rates in urban areas RELATED | Google ↗ AI Mode ↗ | The user wants to understand why urban multi-family properties like Chicago fourplexes attract specific insurance rates. | — | pdf_whitepaper | urban property insurance rate factors | 1x of 3 | |
landlord insurance coverage requirements for four unit rental property RELATED | Google ↗ AI Mode ↗ | Understand the necessary liability and property coverage limits needed when insuring a fourplex. | — | checklist | fourplex landlord coverage types | 1x of 3 | |
State Farm vs Allstate landlord insurance price comparison COMPARATIVE | Google ↗ AI Mode ↗ | Compare Allstate's landlord insurance rates against another major national competitor like State Farm. | — | comparison_table | insurer reviews and price comparisons | 1x of 3 | |
comparing landlord insurance quotes online tools REFORMULATION | Google ↗ AI Mode ↗ | The user wants to find digital tools or platforms to compare multiple landlord insurance quotes simultaneously. | — | calculator/tool | insurer reviews and price comparisons | 1x of 3 | |
factors affecting landlord insurance rates chicago IMPLICIT | Google ↗ AI Mode ↗ | Learn which risk factors drive up or lower insurance premiums for rental properties in Chicago. | — | web_article | urban property insurance rate factors | 1x of 3 | |
commercial landlord insurance vs dwelling fire policy fourplex REFORMULATION | Google ↗ AI Mode ↗ | Determine whether a fourplex requires a commercial policy or a residential dwelling fire policy for better pricing. | — | glossary/definition | fourplex landlord coverage types | 1x of 3 | |
commercial vs dwelling fire policy for fourplex rental ENTITY EXPANSION | Google ↗ AI Mode ↗ | Determine whether a four-unit building requires a commercial policy or a standard dwelling fire landlord policy. | — | web_article | fourplex landlord coverage types | 1x of 3 | |
does landlord insurance cover loss of rent chicago IMPLICIT | Google ↗ AI Mode ↗ | The user wants to check if rental income loss protection is standard in Chicago landlord policies from major carriers. | — | glossary/definition | chicago multi family insurance costs | 1x of 3 |
Passes
Does another pass still surface new queries? A flattening curve means the fan-out has stabilised.
Geminix = pass, y = cumulative unique queries
| Model | Pass | Target | Generated | Seconds | Tokens (in / out) | Notes |
|---|---|---|---|---|---|---|
| gemini-3.5-flash-lite | 1 | 12 | 12 | — | 917 / 1,587 | |
| gemini-3.5-flash-lite | 2 | 12 | 12 | — | 917 / 1,437 | |
| gemini-3.5-flash-lite | 3 | 12 | 12 | — | 917 / 1,489 |