How do deductible accumulations work if I switch from a bronze to a silver health insurance plan midway through the calendar year
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do deductible accumulations work if I switch from a bronze to a silver health insurance plan midway through the calendar year
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
health insurance switch plans midyear deductible accumulators transfer same insurer marketplace plan deductible reset Google ↗
Healthcare.gov switching health plans mid year deductible out of pocket maximum prior expenses transfer Google ↗
- Federal Register / Vol. 86, No. 85 / Wednesday, May 5, 2021 / Rules and Regulations 24219 · govinfo.gov
- makes them ineligible for APTC, may wish to change to a different metal level QHP for reasons that are not health related. Nonetheless, we share concerns that incorporating additional flexibility into plan category limitations rules could increase the risk of adverse selection; therefore, we are not doing so at this time. · public-inspection.federalregister.gov
- FFE Enrollment Manual 2024 · cms.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
health insurance switch plans midyear deductible accumulators transfer same insurer marketplace plan deductible reset OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Healthcare.gov switching health plans mid year deductible out of pocket maximum prior expenses transfer OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |