I need to find the absolute least expensive long term disability insurance on the market that still offers decent protection for someone with mild treated depression.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I need to find the absolute least expensive long term disability insurance on the market that still offers decent protection for someone with mild treated depression.
2 real searches · 1 real-search pass
2026 individual disability insurance depression underwriting mental nervous limitation insurers US premiums occupation elimination periodGoogle ↗
OBSERVEDReason
lowest cost individual long term disability insurance 2026 group employer coverage association disability insurance depression underwriting USGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 individual disability insurance depression underwriting mental nervous limitation insurers US premiums occupation elimination period Google ↗
lowest cost individual long term disability insurance 2026 group employer coverage association disability insurance depression underwriting US Google ↗
- Individuals Versus Group · maine.gov
- How Your Long Term Disability Insurance Policy Works · nolo.com
- 18473mn.pdf · standard.com
- State of Disability Underwriting (2026) · seaworthy.io
- Mental and Nervous Limitation Clauses Explained · seaworthy.io
- Disability Insurance After Anxiety or Depression · seaworthy.io
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 individual disability insurance depression underwriting mental nervous limitation insurers US premiums occupation elimination period OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
lowest cost individual long term disability insurance 2026 group employer coverage association disability insurance depression underwriting US OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |