We want to refinance our home mortgage in Jacksonville to pull out equity for home repairs but want to know the closing costs first.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We want to refinance our home mortgage in Jacksonville to pull out equity for home repairs but want to know the closing costs first.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Florida mortgage refinance closing costs documentary stamp tax intangible tax official county recording fees 2026 Google ↗
Jacksonville Florida cash out refinance closing costs documentary stamp tax intangible tax mortgage refinance 2026 Google ↗
- Florida Dept. of Revenue · floridarevenue.com
- Florida Dept. of Revenue · floridarevenue.com
- and corresponding loan. See §§ 201.01, 199.135, Fla. Stat. (2018). The stamp tax is imposed on obligations and renewals of obligations to pay money in Florida, including on promissory notes. § 201.08(1)(a), Fla. Stat. For mortgage transactions, because home mortgages travel with a loan, the tax is “paid on the mortgage . . . at the time of recordation” instead of on the loan. § 201.08(1)(b), Fla. Stat. “A notation [is then] made on the [loan] that the tax has been paid on the mortgage.” Id. Bank · flcourts-media.flcourts.gov
- duvalclerk.com · duvalclerk.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Florida mortgage refinance closing costs documentary stamp tax intangible tax official county recording fees 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Jacksonville Florida cash out refinance closing costs documentary stamp tax intangible tax mortgage refinance 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |